Beanie Invests in the Future of Fintech and Defi

Beanie has been an angel investor for a wide array of successful fintech startups. As a keen observer of industries and trends, he applies his experience to discover often-overlooked investment opportunities. Among his most notable achievements is the founding of InvestFeed, a popular crypto social network.

His targeted investing puts him at the leading edge of DeFi, or Decentralized Finance. DeFi draws upon blockchain technology to offer incredible new freedom in financial relationships.

DeFi eliminates middlemen and gatekeepers, as well as the fees they often demand to access their services. Replacing this legacy-institution tradition are peer-to-peer exchanges, a truly democratic model. User transactions are recorded in encrypted computer code, not in the records of a central bank. As the technology is refined daily, even minute by minute, DeFi is increasingly used for crypto-based loans, mortgages, asset trading, regular banking and a wide range of contracts.

Beyond these traditional financial uses, DeFi makes possible new types of extremely complicated transactions. One example of this is a novel type of lender-borrower relationship that happens at the speed of binary code: Flash loans are borrowed in cryptocurrency and repaid in the same transaction.

In an echo of quantum physics, in which a subatomic particle can exist in multiple places at once, users borrow and repay the loan in an instant. It’s been called decentralized arbitrage, allowing sophisticated users to make speed-of-light profits without bankers, lawyers or other middlemen.

By democratizing and decentralizing financial transactions, DeFi is transforming the traditional global system. From Beanie’s perspective, the possibilities are infinite.